/* ============================================
   Creditea.com.es - Professional Design System
   v2.0 - Premium Financial Affiliate
   ============================================ */

/* === RESET & BASE === */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
    /* Brand - Trust Blue & Money Green */
    --primary: #1A3B6B;
    --primary-dark: #0F2544;
    --primary-light: #2A5A9E;
    --secondary: #00B67A;
    --secondary-dark: #009B66;
    --secondary-light: #33CC99;
    --accent: #4A9EFF;
    --accent-light: #7CB8FF;
    --accent-pale: #EBF3FF;

    /* Neutrals */
    --white: #ffffff;
    --gray-50: #F8F9FC;
    --gray-100: #F0F1F5;
    --gray-200: #E2E4EA;
    --gray-300: #C5C8D4;
    --gray-400: #8E93A6;
    --gray-500: #636882;
    --gray-600: #434862;
    --gray-700: #2D3148;
    --gray-800: #1A1D2E;
    --text: #1A1D2E;
    --text-light: #636882;

    /* Semantic */
    --danger: #EF4444;
    --success: #10B981;
    --warning: #F59E0B;
    --info: #06B6D4;

    /* Shadows - elevation system */
    --shadow-xs: 0 1px 2px rgba(26,59,107,0.04);
    --shadow-sm: 0 2px 6px rgba(26,59,107,0.06), 0 1px 2px rgba(26,59,107,0.04);
    --shadow-md: 0 4px 16px rgba(26,59,107,0.08), 0 2px 4px rgba(26,59,107,0.04);
    --shadow-lg: 0 8px 32px rgba(26,59,107,0.1), 0 4px 8px rgba(26,59,107,0.05);
    --shadow-xl: 0 16px 48px rgba(26,59,107,0.14), 0 8px 16px rgba(26,59,107,0.06);
    --shadow-glow: 0 0 20px rgba(0,182,122,0.25);

    /* Radius */
    --radius-xs: 6px;
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --radius-full: 9999px;

    /* Transition */
    --ease: cubic-bezier(0.4, 0, 0.2, 1);
    --duration: 0.25s;
}

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; scrollbar-width: none; -ms-overflow-style: none; overflow-x: hidden; }
html::-webkit-scrollbar { display: none; }

*, *::before, *::after { max-width: 100%; }
img, video, iframe, table { max-width: 100%; }

body {
    font-family: 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
    font-size: 16px;
    line-height: 1.65;
    color: var(--text);
    overflow-x: hidden;
    background: var(--white);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

a { color: var(--primary); text-decoration: none; transition: color var(--duration) var(--ease); }
a:hover { color: var(--primary-light); }
img { max-width: 100%; height: auto; display: block; }
strong { font-weight: 700; }

/* === CONTAINER === */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* === TYPOGRAPHY === */
h1, h2, h3, h4, h5 { font-family: 'Plus Jakarta Sans', 'Inter', sans-serif; font-weight: 800; line-height: 1.2; letter-spacing: -0.02em; }

/* === BUTTONS === */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 16px 36px;
    border: 2px solid transparent;
    border-radius: var(--radius-full);
    font-family: inherit;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    transition: all var(--duration) var(--ease);
    text-decoration: none;
    line-height: 1.4;
    position: relative;
    overflow: hidden;
}

.btn--primary,
a.btn--primary,
a.btn--primary:hover,
a.btn--primary:visited {
    background: linear-gradient(135deg, var(--secondary) 0%, var(--secondary-dark) 100%);
    color: #ffffff !important;
    box-shadow: 0 4px 14px rgba(0,182,122,0.3);
}
.btn--primary:hover,
a.btn--primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0,182,122,0.4);
    filter: brightness(1.08);
    color: #ffffff !important;
}
.btn--primary:active { transform: translateY(0); }

.btn--outline,
a.btn--outline {
    background: transparent;
    color: var(--primary) !important;
    border-color: var(--primary);
}
.btn--outline:hover,
a.btn--outline:hover {
    background: var(--primary);
    color: #ffffff !important;
    transform: translateY(-2px);
}

.btn--full { width: 100%; }
.btn--lg { padding: 18px 44px; font-size: 18px; }
.btn--sm { padding: 10px 20px; font-size: 14px; }

/* === SECTION HEADERS === */
.section-header { text-align: center; margin-bottom: 36px; }
.section-title { font-size: 34px; color: var(--primary); margin-bottom: 14px; }
.section-subtitle { font-size: 17px; color: var(--text-light); max-width: 600px; margin: 0 auto; line-height: 1.7; }

/* ============================================
   HEADER
   ============================================ */
.header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 99999;
    background: rgba(255,255,255,0.92);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-bottom: 1px solid transparent;
    transition: all var(--duration) var(--ease);
}
.header.scrolled {
    border-bottom-color: var(--gray-200);
    box-shadow: var(--shadow-sm);
    background: rgba(255,255,255,0.97);
}

.header__inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }

.header__logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-svg { color: var(--primary); flex-shrink: 0; }
.logo-svg--light { color: var(--secondary); }
.logo-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-light) 100%);
    color: var(--white);
    border-radius: 10px;
    font-size: 20px;
    font-weight: 900;
    box-shadow: var(--shadow-sm);
}
.logo-text { font-size: 24px; font-weight: 800; color: var(--primary); letter-spacing: -0.5px; }
.logo-icon--light { background: linear-gradient(135deg, var(--secondary) 0%, var(--secondary-light) 100%); color: var(--primary-dark); }
.logo-text--light { color: var(--white); }

.header__nav { display: flex; gap: 6px; align-items: center; }
.header__nav > a, .header__nav > .nav-group > a {
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-600);
    padding: 8px 14px;
    border-radius: var(--radius-sm);
    transition: all var(--duration) var(--ease);
    text-decoration: none;
}
.header__nav > a:hover, .header__nav > .nav-group > a:hover {
    color: var(--primary);
    background: var(--gray-50);
}

.header__cta {
    padding: 10px 24px;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
    color: var(--white);
    border: none;
    border-radius: var(--radius-full);
    font-family: inherit;
    font-size: 14px;
    font-weight: 700;
    cursor: pointer;
    transition: all var(--duration) var(--ease);
    box-shadow: 0 2px 8px rgba(0,182,122,0.25);
}
.header__cta:hover { transform: translateY(-1px); box-shadow: 0 4px 16px rgba(0,182,122,0.35); }

/* Desktop/Mobile nav item visibility */
.nav-mobile { display: none !important; }
.nav-desktop { display: flex; }

.header__menu {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 8px;
    border-radius: var(--radius-sm);
    transition: background var(--duration);
}
.header__menu:hover { background: var(--gray-100); }
.header__menu span { display: block; width: 22px; height: 2px; background: var(--primary); border-radius: 2px; transition: all var(--duration); }

/* === NAV DROPDOWN === */
.nav-group { position: relative; }
.nav-link { font-size: 14px; font-weight: 600; color: var(--gray-600); text-decoration: none; padding: 8px 14px; border-radius: var(--radius-sm); transition: all var(--duration); }
.nav-link:hover { color: var(--primary); background: var(--gray-50); }
.nav-link--has-sub::after { content: '▾'; margin-left: 4px; font-size: 10px; opacity: 0.5; }

.nav-dropdown {
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%) translateY(6px);
    padding-top: 8px;
    opacity: 0;
    visibility: hidden;
    transition: all 0.2s var(--ease);
    z-index: 100;
}
.nav-group:hover .nav-dropdown { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }
.nav-group:first-child .nav-dropdown { left: -12px; transform: translateX(0) translateY(6px); }
.nav-group:first-child:hover .nav-dropdown { transform: translateX(0) translateY(0); }
/* hover handled above with transform */

.nav-dropdown__inner {
    display: flex;
    gap: 28px;
    background: var(--white);
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    padding: 24px 28px;
    border: 1px solid var(--gray-100);
    min-width: 280px;
}
.nav-dropdown__col h4 { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: 1.2px; color: var(--gray-400); margin-bottom: 14px; }
.nav-dropdown__col a { display: block; font-size: 14px; font-weight: 500; color: var(--gray-600); padding: 6px 0; transition: all var(--duration); text-decoration: none; white-space: nowrap; }
.nav-dropdown__col a:hover { color: var(--primary); padding-left: 4px; }

/* ============================================
   BREADCRUMB
   ============================================ */
.breadcrumb { padding: 80px 0 0; background: var(--gray-50); }
.breadcrumb__list { display: flex; align-items: center; gap: 8px; list-style: none; font-size: 13px; padding: 14px 0; }
.breadcrumb__item a { color: var(--text-light); text-decoration: none; }
.breadcrumb__item a:hover { color: var(--primary); text-decoration: underline; }
.breadcrumb__item + .breadcrumb__item::before { content: '›'; margin-right: 8px; color: var(--gray-300); font-size: 16px; }
.breadcrumb__item--active { color: var(--primary); font-weight: 600; }

/* ============================================
   HERO
   ============================================ */
.hero {
    padding: 120px 0 80px;
    background: linear-gradient(160deg, var(--white) 0%, var(--gray-50) 30%, var(--accent-pale) 60%, var(--gray-50) 100%);
    position: relative;
    overflow: hidden;
}
.hero::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -15%;
    width: 700px;
    height: 700px;
    background: radial-gradient(circle, rgba(74,158,255,0.12) 0%, transparent 65%);
    border-radius: 50%;
    pointer-events: none;
}
.hero::after {
    content: '';
    position: absolute;
    bottom: -25%;
    left: -8%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(0,182,122,0.08) 0%, transparent 65%);
    border-radius: 50%;
    pointer-events: none;
}

.hero > .container { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; position: relative; z-index: 1; }
/* Single column hero when no simulator present */
.hero--single > .container { grid-template-columns: 1fr; max-width: 1000px; text-align: center; }
.hero--single .hero__content { text-align: center; }
.hero--single .hero__subtitle { margin: 0 auto 32px; max-width: 750px; }
.hero--single .hero__trust { justify-content: center; }
.hero--single .hero__stats { justify-content: center; }

.hero__badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 18px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: var(--white);
    border-radius: var(--radius-full);
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
    margin-bottom: 24px;
    box-shadow: 0 4px 12px rgba(26,59,107,0.2);
}

.hero__title { font-size: 50px; font-weight: 900; line-height: 1.1; color: var(--primary-dark); margin-bottom: 16px; letter-spacing: -0.03em; }

.text-gradient {
    background: linear-gradient(135deg, var(--secondary) 0%, var(--accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero__subtitle { font-size: 18px; color: var(--text-light); line-height: 1.75; margin-bottom: 32px; max-width: 520px; }

.hero__usps { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 28px; }
.hero__usp { font-size: 14px; font-weight: 500; color: var(--text); padding: 8px 0; }

.hero__trust { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 40px; }
.trust-badge {
    display: flex;
    align-items: center;
    gap: 7px;
    padding: 8px 16px;
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-full);
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-600);
    box-shadow: var(--shadow-xs);
    transition: all var(--duration);
}
.trust-badge:hover { border-color: var(--accent); box-shadow: var(--shadow-sm); }
.trust-badge__icon { font-size: 15px; }

.hero__stats { display: flex; gap: 36px; }
.stat { display: flex; flex-direction: column; }
.stat__number { font-size: 30px; font-weight: 900; color: var(--primary); letter-spacing: -0.02em; }
.stat__label { font-size: 13px; color: var(--text-light); font-weight: 500; margin-top: 2px; }

/* ============================================
   SIMULATOR
   ============================================ */
.simulator {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    overflow: hidden;
    border: 1px solid rgba(74,158,255,0.15);
}
.simulator__header {
    padding: 18px 24px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    color: var(--white);
}
.simulator__header h2 { font-size: 17px; font-weight: 700; margin-bottom: 2px; letter-spacing: 0; }
.simulator__header p { font-size: 13px; opacity: 0.75; }
.simulator__body { padding: 24px; }

.slider-group { margin-bottom: 22px; }
.slider-group__header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.slider-group__header label { font-size: 12px; font-weight: 700; color: var(--gray-500); text-transform: uppercase; letter-spacing: 0.8px; }
.slider-group__value { font-size: 24px; font-weight: 900; color: var(--primary); letter-spacing: -0.02em; }
.slider-group__range { display: flex; justify-content: space-between; font-size: 12px; color: var(--gray-400); margin-top: 8px; }

.slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    border-radius: 4px;
    background: var(--gray-200);
    outline: none;
    cursor: pointer;
}
.slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
    cursor: pointer;
    border: 3px solid var(--white);
    box-shadow: 0 2px 8px rgba(0,182,122,0.4), 0 0 0 1px rgba(0,182,122,0.1);
    transition: all var(--duration);
}
.slider::-webkit-slider-thumb:hover { transform: scale(1.15); box-shadow: 0 4px 16px rgba(0,182,122,0.5); }
.slider::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
    cursor: pointer;
    border: 3px solid var(--white);
    box-shadow: 0 2px 8px rgba(0,182,122,0.4);
}

.simulator__result { background: var(--gray-50); border-radius: var(--radius-md); padding: 16px 20px; margin-bottom: 18px; border: 1px solid var(--gray-100); }
.result-row { display: flex; justify-content: space-between; align-items: center; padding: 5px 0; font-size: 13px; color: var(--text-light); }
.result-row span:last-child { font-weight: 700; color: var(--text); }
.result-highlight { font-size: 20px !important; font-weight: 900 !important; color: var(--primary) !important; }
.result-row--total { border-top: 2px solid var(--gray-200); margin-top: 8px; padding-top: 14px; }
.result-row--total span:last-child { font-size: 18px; font-weight: 900; color: var(--primary); }
.result-row--small { font-size: 12px !important; }
.result-row--small span:last-child { font-size: 12px !important; color: var(--text-light) !important; font-weight: 600 !important; }
.simulator__disclaimer { text-align: center; font-size: 12px; color: var(--gray-400); margin-top: 14px; }

/* ============================================
   PARTNERS
   ============================================ */
.partners { padding: 40px 0; background: var(--white); border-bottom: 1px solid var(--gray-100); }
.partners__title { text-align: center; font-size: 12px; font-weight: 700; color: var(--gray-400); text-transform: uppercase; letter-spacing: 1.5px; margin-bottom: 24px; }
.partners__logos { display: flex; justify-content: center; align-items: center; gap: 32px; flex-wrap: wrap; }
.partner-logo {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    padding: 12px 20px;
    border: 1px solid var(--gray-100);
    border-radius: var(--radius-sm);
    background: var(--white);
    text-decoration: none !important;
    transition: all var(--duration);
}
.partner-logo:hover {
    border-color: var(--accent);
    box-shadow: var(--shadow-sm);
    transform: translateY(-2px);
}
.partner-logo__img {
    height: 32px;
    max-width: 100px;
    object-fit: contain;
    transition: all var(--duration);
}
.partner-logo__name {
    position: absolute;
    width: 1px;
    height: 1px;
    overflow: hidden;
    clip: rect(0,0,0,0);
    white-space: nowrap;
}
/* Show name only when image fails */
.partner-logo__img[src=""] + .partner-logo__name,
.partner-logo__img:not([src]) + .partner-logo__name {
    position: static;
    width: auto;
    height: auto;
    overflow: visible;
    clip: auto;
    font-size: 14px;
    font-weight: 700;
    color: var(--gray-400);
}

/* ============================================
   PRODUCT HUB
   ============================================ */
.product-hub { padding: 56px 0; background: var(--white); }
.product-hub__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }

.product-card {
    display: flex;
    flex-direction: column;
    background: var(--white);
    padding: 28px;
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-200);
    text-decoration: none;
    transition: all var(--duration) var(--ease);
    position: relative;
}
.product-card:hover {
    border-color: var(--accent);
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}
.product-card--featured {
    border-color: var(--secondary);
    background: linear-gradient(160deg, rgba(0,182,122,0.03) 0%, rgba(74,158,255,0.03) 100%);
    box-shadow: var(--shadow-sm);
}
.product-card__badge {
    position: absolute;
    top: -11px;
    right: 20px;
    padding: 5px 14px;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
    color: var(--white);
    border-radius: var(--radius-full);
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: 0 2px 8px rgba(0,182,122,0.3);
}
.product-card__icon { font-size: 34px; margin-bottom: 14px; }
.product-card h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 8px; letter-spacing: 0; }
.product-card p { font-size: 14px; color: var(--text-light); line-height: 1.65; margin-bottom: 14px; flex: 1; }
.product-card__link { font-size: 14px; font-weight: 700; color: var(--secondary-dark); transition: color var(--duration); }
.product-card:hover .product-card__link { color: var(--primary); }

/* ============================================
   STEPS
   ============================================ */
.steps { padding: 56px 0; background: var(--white); }
.steps__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.steps__cta { text-align: center; margin-top: 28px; }

.step {
    text-align: center;
    padding: 32px 20px;
    position: relative;
    background: var(--gray-50);
    border-radius: var(--radius-md);
    border: 1px solid var(--gray-100);
    transition: all var(--duration);
}
.step:hover { border-color: var(--accent-light); box-shadow: var(--shadow-sm); }
.step__number {
    position: absolute;
    top: 12px;
    right: 16px;
    font-size: 44px;
    font-weight: 900;
    color: var(--gray-100);
    line-height: 1;
}
.step__icon { font-size: 38px; margin-bottom: 16px; }
.step h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.step p { font-size: 14px; color: var(--text-light); line-height: 1.65; }

/* ============================================
   BENEFITS
   ============================================ */
.benefits { padding: 56px 0; background: var(--gray-50); }
.benefits__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; overflow: visible; }

.benefit {
    background: var(--white);
    padding: 32px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-xs);
    transition: all var(--duration) var(--ease);
    border: 1px solid var(--gray-100);
}
.benefit:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--accent-light); }
.benefit__icon { font-size: 34px; margin-bottom: 16px; }
.benefit h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.benefit p { font-size: 14px; color: var(--text-light); line-height: 1.7; }

/* ============================================
   COMPARISON TABLE
   ============================================ */
.comparison-table { margin: 28px 0; border-radius: var(--radius-md); overflow: hidden; border: 1px solid var(--gray-200); box-shadow: var(--shadow-sm); }
.comparison-table__header {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr 120px;
    gap: 12px;
    padding: 14px 24px;
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    color: var(--white);
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.8px;
}
.comparison-table__row {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr 120px;
    gap: 12px;
    padding: 18px 24px;
    align-items: center;
    border-bottom: 1px solid var(--gray-100);
    font-size: 14px;
    transition: background var(--duration);
}
.comparison-table__row:hover { background: var(--accent-pale); }
.comparison-table__row:last-child { border-bottom: none; }
.comparison-table__entity { color: var(--primary); }
.comparison-table__entity strong { font-size: 15px; }
.comparison-table__entity img { height: 24px; margin-bottom: 4px; }
.comparison-table__tae { font-weight: 800; color: var(--success); font-size: 15px; }
.comparison-table__note { font-size: 12px; color: var(--gray-400); margin-top: 10px; font-style: italic; line-height: 1.6; }

/* ============================================
   CONTENT SECTIONS
   ============================================ */
.content-section { padding: 48px 0; background: var(--gray-50); }
.content-block { max-width: 900px; margin: 0 auto; }
.content-block h2 { font-size: 28px; color: var(--primary); margin-bottom: 16px; }
.content-block h3 { font-size: 22px; color: var(--primary); margin-top: 28px; margin-bottom: 14px; }
.content-block h4 { font-size: 18px; color: var(--primary-dark); margin-top: 28px; margin-bottom: 12px; }
.content-block p { font-size: 16px; color: var(--text); line-height: 1.85; margin-bottom: 18px; }
.content-block ul, .content-block ol { margin: 14px 0 22px 20px; line-height: 1.85; }
.content-block li { margin-bottom: 10px; font-size: 15px; padding-left: 4px; }
.content-block a { color: var(--primary); text-decoration: underline; text-decoration-color: rgba(26,59,107,0.3); text-underline-offset: 3px; transition: all var(--duration); }
.content-block a.btn { text-decoration: none !important; }
.content-block a:hover { text-decoration-color: var(--primary); }
.content-block blockquote {
    margin: 24px 0;
    padding: 20px 28px;
    background: var(--accent-pale);
    border-left: 4px solid var(--accent);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    font-style: italic;
    color: var(--primary-dark);
}

.info-box { padding: 20px 24px; border-radius: var(--radius-md); margin: 24px 0; border: 1px solid; }
.info-box--tip { background: rgba(0,182,122,0.06); border-color: rgba(0,182,122,0.25); }
.info-box--warning { background: rgba(220,53,69,0.04); border-color: rgba(220,53,69,0.15); }
.info-box--info { background: var(--accent-pale); border-color: rgba(74,158,255,0.25); }
.info-box h4 { margin-top: 0; margin-bottom: 8px; }
.info-box p:last-child { margin-bottom: 0; }

/* ============================================
   TESTIMONIALS
   ============================================ */
.testimonials { padding: 56px 0; background: var(--white); }
.testimonials__rating { display: flex; align-items: center; justify-content: center; gap: 14px; margin-top: 14px; flex-wrap: wrap; }
.testimonials__cta { text-align: center; margin-top: 28px; }
.stars { color: var(--warning); font-size: 22px; letter-spacing: 3px; }
.testimonials__rating span { font-size: 15px; color: var(--text-light); }

.testimonials__grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }

.testimonial {
    background: var(--gray-50);
    border-radius: var(--radius-md);
    padding: 28px;
    border: 1px solid var(--gray-100);
    transition: all var(--duration);
}
.testimonial:hover { border-color: var(--accent-light); box-shadow: var(--shadow-sm); transform: translateY(-2px); }
.testimonial__stars { color: var(--warning); font-size: 16px; letter-spacing: 2px; margin-bottom: 14px; }
.testimonial__text { font-size: 15px; color: var(--text); line-height: 1.75; margin-bottom: 18px; font-style: italic; }
.testimonial__author { display: flex; align-items: center; gap: 14px; }
.testimonial__avatar {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: var(--white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 700;
    box-shadow: var(--shadow-sm);
}
.testimonial__author strong { display: block; font-size: 15px; color: var(--text); }
.testimonial__author span { font-size: 13px; color: var(--text-light); }

/* ============================================
   CTA SECTION
   ============================================ */
.cta-section { padding: 56px 0; background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%); position: relative; overflow: hidden; }
.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(74,158,255,0.1) 0%, transparent 60%);
    border-radius: 50%;
    pointer-events: none;
}
.cta-box { text-align: center; max-width: 600px; margin: 0 auto; position: relative; z-index: 1; }
.cta-box h2 { font-size: 32px; color: var(--white); margin-bottom: 14px; }
.cta-box p { font-size: 18px; color: var(--accent-light); margin-bottom: 32px; line-height: 1.6; }
.cta-box__trust { display: flex; justify-content: center; gap: 28px; margin-top: 24px; }
.cta-box__trust span { font-size: 13px; color: rgba(255,255,255,0.6); }

/* ============================================
   BLOG PREVIEW
   ============================================ */
.blog-preview { padding: 56px 0; background: var(--gray-50); }
.blog-preview__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.blog-preview__cta { text-align: center; margin-top: 28px; }

.blog-card {
    display: flex;
    flex-direction: column;
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 28px;
    border: 1px solid var(--gray-100);
    text-decoration: none;
    transition: all var(--duration) var(--ease);
    box-shadow: var(--shadow-xs);
}
.blog-card:hover { border-color: var(--accent); transform: translateY(-6px); box-shadow: var(--shadow-md); }
.blog-card__tag {
    display: inline-block;
    padding: 4px 12px;
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: var(--white);
    border-radius: var(--radius-xs);
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 14px;
    align-self: flex-start;
}
.blog-card h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 10px; line-height: 1.4; letter-spacing: 0; }
.blog-card p { font-size: 14px; color: var(--text-light); line-height: 1.65; margin-bottom: 14px; flex: 1; }
.blog-card__link { font-size: 14px; font-weight: 700; color: var(--secondary-dark); }
.blog-card:hover .blog-card__link { color: var(--primary); }

/* Blog Article */
.blog-article { padding-bottom: 60px; }
.blog-article__header {
    max-width: 900px;
    margin: 0 auto 28px;
    padding: 32px 0 0;
}
.blog-article__header .blog-card__tag {
    margin-bottom: 16px;
}
.blog-article__header h1 {
    font-size: 36px;
    line-height: 1.2;
    color: var(--primary);
    margin-bottom: 16px;
}
.blog-article__meta {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 8px 20px;
    padding: 16px 20px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
    border: 1px solid var(--gray-100);
    font-size: 13px;
    color: var(--text-light);
    margin-bottom: 8px;
}
.blog-article__meta strong { color: var(--primary); }
.blog-article__meta time { color: var(--text-light); }
.blog-article__reading { color: var(--accent); font-weight: 600; }
.blog-article__author { font-weight: 500; }

.blog-article__content { padding-top: 8px; }

.article-meta { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; margin-bottom: 28px; padding-bottom: 20px; border-bottom: 2px solid var(--gray-100); }
.article-meta__item { display: flex; align-items: center; gap: 6px; font-size: 13px; color: var(--text-light); font-weight: 500; }

@media (max-width: 768px) {
    .blog-article__header h1 { font-size: 24px; }
    .blog-article__meta { flex-direction: column; align-items: flex-start; gap: 6px; padding: 14px 16px; }
}

.article-author { margin-top: 32px; padding: 28px; background: var(--gray-50); border-radius: var(--radius-md); border: 1px solid var(--gray-100); }
.article-author__header { display: flex; align-items: center; gap: 18px; margin-bottom: 14px; }
.article-author__avatar { width: 60px; height: 60px; border-radius: 50%; background: linear-gradient(135deg, var(--primary), var(--primary-light)); color: var(--white); display: flex; align-items: center; justify-content: center; font-size: 22px; font-weight: 700; box-shadow: var(--shadow-sm); }
.article-author__name { font-size: 17px; font-weight: 700; color: var(--primary); }
.article-author__role { font-size: 13px; color: var(--text-light); }
.article-author p { font-size: 14px; color: var(--text-light); line-height: 1.65; }

.related-articles { margin-top: 32px; padding-top: 24px; border-top: 2px solid var(--gray-100); }
.related-articles h3 { font-size: 20px; color: var(--primary); margin-bottom: 18px; }
.related-articles__list { list-style: none; }
.related-articles__list li { padding: 12px 0; border-bottom: 1px solid var(--gray-100); }
.related-articles__list a { font-size: 15px; color: var(--primary); font-weight: 600; text-decoration: none; }
.related-articles__list a:hover { color: var(--primary-light); text-decoration: underline; }

/* ============================================
   FAQ
   ============================================ */
.faq { padding: 56px 0; background: var(--gray-50); }
.faq__list { max-width: 900px; margin: 0 auto; }

.faq__item {
    background: var(--white);
    border-radius: var(--radius-md);
    margin-bottom: 10px;
    overflow: hidden;
    border: 1px solid var(--gray-100);
    transition: all var(--duration);
    box-shadow: var(--shadow-xs);
}
.faq__item:hover { border-color: var(--gray-200); }
.faq__item.active { border-color: var(--accent); box-shadow: var(--shadow-sm); }

.faq__question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    width: 100%;
    padding: 20px 24px;
    background: none;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 16px;
    font-weight: 600;
    color: var(--text);
    text-align: left;
    transition: color var(--duration);
    gap: 12px;
}
.faq__question:hover { color: var(--primary); }

.faq__toggle {
    font-size: 20px;
    font-weight: 400;
    color: var(--accent);
    transition: transform var(--duration) var(--ease);
    flex-shrink: 0;
    width: 28px;
    height: 28px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--accent-pale);
    border-radius: 50%;
}
.faq__item.active .faq__toggle { transform: rotate(45deg); background: var(--accent); color: var(--white); }

.faq__answer { max-height: 0; overflow: hidden; transition: max-height 0.35s var(--ease); }
.faq__item.active .faq__answer { max-height: 500px; }
.faq__answer p { padding: 0 24px 22px; font-size: 15px; color: var(--text-light); line-height: 1.75; }

/* ============================================
   FOOTER
   ============================================ */
.footer { background: linear-gradient(180deg, var(--primary-dark) 0%, #061a24 100%); color: var(--white); padding: 48px 0 0; }
.footer__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1.2fr 1fr; gap: 24px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,0.08); }

.footer__logo { display: flex; align-items: center; gap: 10px; margin-bottom: 18px; }
.footer__brand p { font-size: 14px; color: rgba(255,255,255,0.55); line-height: 1.7; margin-bottom: 18px; }
.footer__trust { display: flex; gap: 18px; }
.footer__trust span { font-size: 12px; color: rgba(255,255,255,0.4); }

.footer__links h4 { font-size: 13px; font-weight: 700; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 18px; color: var(--secondary); }
.footer__links a { display: block; font-size: 14px; color: rgba(255,255,255,0.55); margin-bottom: 10px; transition: all var(--duration); }
.footer__links a:hover { color: var(--white); padding-left: 3px; }
.footer__hours { font-size: 13px; color: rgba(255,255,255,0.35); margin-top: 6px; }

.footer__bottom { padding: 32px 0; }
.footer__disclaimer { margin-bottom: 24px; }
.footer__disclaimer p { font-size: 11px; color: rgba(255,255,255,0.3); line-height: 1.7; margin-bottom: 10px; }
.footer__legal-links { display: flex; gap: 24px; justify-content: center; margin-bottom: 16px; }
.footer__legal-links a { font-size: 13px; color: rgba(255,255,255,0.4); }
.footer__legal-links a:hover { color: var(--white); }
.footer__copyright { font-size: 13px; color: rgba(255,255,255,0.3); text-align: center; }

/* ============================================
   MODALS
   ============================================ */
.modal { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; z-index: 99999; align-items: center; justify-content: center; padding: 20px; padding-top: 80px; }
.modal.active { display: flex; }
.modal__overlay { position: absolute; top: 0; left: 0; right: 0; bottom: 0; background: rgba(10,47,61,0.65); backdrop-filter: blur(6px); -webkit-backdrop-filter: blur(6px); }
.modal__content { position: relative; background: var(--white); border-radius: var(--radius-lg); max-width: 480px; width: 100%; max-height: 90vh; overflow-y: auto; box-shadow: var(--shadow-xl); animation: modalIn 0.3s var(--ease); scrollbar-width: none; -ms-overflow-style: none; }
.modal__content::-webkit-scrollbar { display: none; }

@keyframes modalIn {
    from { opacity: 0; transform: translateY(16px) scale(0.98); }
    to { opacity: 1; transform: translateY(0) scale(1); }
}

.modal__close {
    position: absolute;
    top: 16px;
    right: 16px;
    width: 36px;
    height: 36px;
    border: none;
    background: var(--gray-100);
    border-radius: 50%;
    font-size: 20px;
    color: var(--gray-500);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all var(--duration);
    z-index: 1;
}
.modal__close:hover { background: var(--gray-200); color: var(--text); }

.modal__header { padding: 32px 32px 0; text-align: center; }
.modal__header h2 { font-size: 24px; color: var(--primary); margin-bottom: 8px; }
.modal__header p { font-size: 15px; color: var(--text-light); }
.modal__summary { display: flex; justify-content: center; gap: 28px; margin-top: 18px; padding: 14px; background: var(--gray-50); border-radius: var(--radius-sm); }
.modal__summary span { font-size: 14px; color: var(--text-light); }
.modal__summary strong { color: var(--primary); }

/* Form */
.form { padding: 24px 32px 32px; }
.form__group { margin-bottom: 16px; }
.form__group label { display: block; font-size: 14px; font-weight: 600; color: var(--gray-600); margin-bottom: 7px; }
.form__group input {
    width: 100%;
    padding: 14px 16px;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 16px;
    color: var(--text);
    transition: all var(--duration);
    background: var(--white);
}
.form__group input:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 4px rgba(74,158,255,0.15); }
.form__group input.error { border-color: var(--danger); }
.form__error { display: block; font-size: 12px; color: var(--danger); margin-top: 5px; min-height: 16px; font-weight: 500; }

.form__phone { display: flex; }
.form__prefix { display: flex; align-items: center; padding: 0 14px; background: var(--gray-50); border: 2px solid var(--gray-200); border-right: none; border-radius: var(--radius-sm) 0 0 var(--radius-sm); font-size: 15px; font-weight: 600; color: var(--gray-500); }
.form__phone input { border-radius: 0 var(--radius-sm) var(--radius-sm) 0; }

.form__checkbox { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 14px; }
.form__checkbox input[type="checkbox"] { width: 18px; height: 18px; margin-top: 2px; accent-color: var(--primary); flex-shrink: 0; cursor: pointer; }
.form__checkbox label { font-size: 13px; color: var(--text-light); line-height: 1.5; cursor: pointer; }
.form__checkbox label a { color: var(--primary); text-decoration: underline; }
.form__security { text-align: center; font-size: 12px; color: var(--gray-400); margin-top: 14px; }

/* Loading */
.modal__content--loading { text-align: center; padding: 48px 40px; }
.loading__spinner { width: 56px; height: 56px; border: 4px solid var(--gray-200); border-top-color: var(--secondary); border-radius: 50%; animation: spin 0.8s linear infinite; margin: 0 auto 24px; }
@keyframes spin { to { transform: rotate(360deg); } }
.loading__title { font-size: 20px; font-weight: 700; color: var(--primary); margin-bottom: 8px; }
.loading__subtitle { font-size: 15px; color: var(--text-light); margin-bottom: 28px; }
.loading__steps { text-align: left; margin-bottom: 24px; }
.loading__step { display: flex; align-items: center; gap: 12px; padding: 10px 0; font-size: 15px; color: var(--gray-300); transition: all 0.4s var(--ease); }
.loading__step.active { color: var(--primary); font-weight: 600; }
.loading__step.done { color: var(--success); }
.loading__step-icon { width: 24px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.loading__step .loading__step-icon svg { opacity: 0.25; transition: all var(--duration); }
.loading__step.active .loading__step-icon svg { opacity: 1; color: var(--accent); }
.loading__step.done .loading__step-icon svg { opacity: 1; color: var(--success); }
.loading__bar { height: 6px; background: var(--gray-200); border-radius: 3px; overflow: hidden; }
.loading__bar-fill { height: 100%; background: linear-gradient(90deg, var(--secondary), var(--accent)); border-radius: 3px; width: 0%; transition: width 0.5s var(--ease); }

/* Loading Pulse Animation */
.loading__pulse {
    width: 64px;
    height: 64px;
    margin: 0 auto 28px;
    position: relative;
}
.loading__pulse::before,
.loading__pulse::after {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    border: 3px solid var(--secondary);
}
.loading__pulse::before {
    animation: pulse-ring 1.5s ease-out infinite;
}
.loading__pulse::after {
    background: linear-gradient(135deg, var(--secondary), var(--accent));
    border: none;
    width: 28px;
    height: 28px;
    top: 18px;
    left: 18px;
    animation: pulse-dot 1.5s ease-out infinite;
}
@keyframes pulse-ring {
    0% { transform: scale(0.5); opacity: 1; }
    100% { transform: scale(1.3); opacity: 0; }
}
@keyframes pulse-dot {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.15); }
}

/* ============================================
   CTA CARD (Hero right side)
   ============================================ */
.cta-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    padding: 40px 36px;
    text-align: center;
    border: 1px solid var(--gray-100);
}
.cta-card__icon { margin-bottom: 16px; }
.cta-card__title { font-size: 24px; font-weight: 800; color: var(--primary); margin-bottom: 12px; }
.cta-card__text { font-size: 15px; color: var(--text-light); line-height: 1.7; margin-bottom: 24px; }
.cta-card__features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 28px;
    text-align: left;
}
.cta-card__feature {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 13px;
    font-weight: 600;
    color: var(--text);
    padding: 8px 12px;
    background: var(--gray-50);
    border-radius: var(--radius-sm);
}
.cta-card__feature span { font-size: 16px; }
.cta-card__note { font-size: 12px; color: var(--gray-400); margin-top: 14px; }

/* ============================================
   FORM MODAL (Redesigned)
   ============================================ */
.modal__content--form { max-width: 460px; }
.form-modal__header { padding: 32px 32px 20px; text-align: center; }
.form-modal__icon { margin-bottom: 16px; }
.form-modal__header h2 { font-size: 22px; color: var(--primary); margin-bottom: 8px; }
.form-modal__header p { font-size: 14px; color: var(--text-light); line-height: 1.6; }

.form__input-wrap {
    position: relative;
    display: flex;
    align-items: center;
}
.form__input-icon {
    position: absolute;
    left: 14px;
    color: var(--gray-400);
    z-index: 1;
    display: flex;
    pointer-events: none;
}
.form__input-wrap input {
    width: 100%;
    padding: 14px 16px 14px 42px;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 16px;
    color: var(--text);
    transition: all var(--duration);
    background: var(--white);
}
.form__input-wrap input:focus {
    outline: none;
    border-color: var(--accent);
    box-shadow: 0 0 0 4px rgba(74,158,255,0.12);
}
.form__input-wrap input:focus ~ .form__input-icon,
.form__input-wrap input:focus + .form__input-icon { color: var(--accent); }
.form__input-wrap input.error { border-color: var(--danger); }

.form__prefix-inline {
    position: absolute;
    left: 42px;
    font-size: 15px;
    font-weight: 600;
    color: var(--gray-500);
    z-index: 1;
    pointer-events: none;
}
.form__input--with-prefix { padding-left: 78px !important; }

.form__trust-row {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-top: 16px;
    padding-top: 14px;
    border-top: 1px solid var(--gray-100);
}
.form__trust-row span { font-size: 12px; color: var(--gray-400); font-weight: 500; }
.form__required { color: var(--danger); font-weight: 700; }
.form__required-note { text-align: center; font-size: 12px; color: var(--gray-400); margin-top: 10px; }

/* ============================================
   OFFER MODAL - Cards (Premium Design)
   ============================================ */
.modal__content--offers { max-width: 680px; padding: 0; }
.offers__header { padding: 28px 24px 16px; text-align: center; background: linear-gradient(180deg, var(--accent-pale) 0%, var(--white) 100%); }
.offers__badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 7px 18px;
    background: linear-gradient(135deg, var(--secondary), var(--secondary-dark));
    color: var(--white);
    border-radius: var(--radius-full);
    font-size: 13px;
    font-weight: 700;
    margin-bottom: 12px;
    box-shadow: 0 3px 10px rgba(0,182,122,0.25);
}
.offers__header h2 { font-size: 21px; color: var(--primary); margin-bottom: 4px; }
.offers__subtitle { font-size: 13px; color: var(--text-light); }

.offers__list { padding: 0 20px 16px; display: flex; flex-direction: column; gap: 10px; }

/* --- Offer Card (Modal) --- */
.offer-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-md);
    padding: 0;
    overflow: hidden;
    transition: all var(--duration) var(--ease);
    box-shadow: var(--shadow-xs);
}
.offer-card:hover { border-color: var(--accent); box-shadow: var(--shadow-md); transform: translateY(-2px); }

.offer-card__head {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 16px;
    background: var(--gray-50);
    border-bottom: 1px solid var(--gray-100);
}
.offer-card__logo { height: 44px; max-width: 140px; object-fit: contain; }
.offer-card__usp { font-size: 13px; color: var(--text-light); line-height: 1.5; margin-bottom: 12px; padding: 0 2px; }

.offer-card__tag {
    padding: 4px 10px;
    background: var(--accent-pale);
    color: var(--accent);
    border-radius: var(--radius-full);
    font-size: 11px;
    font-weight: 700;
    white-space: nowrap;
    border: 1px solid rgba(74,158,255,0.15);
}
.offer-card__tag--green { background: rgba(0,182,122,0.08); color: var(--secondary-dark); border-color: rgba(0,182,122,0.15); }
.offer-card__tag--orange { background: #FFF8F0; color: #D84315; border-color: rgba(216,67,21,0.12); }

.offer-card__body { padding: 14px 16px; }

.offer-card__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; margin-bottom: 10px; }
.offer-card__cell { padding: 8px 10px; background: var(--gray-50); border-radius: var(--radius-xs); text-align: center; border: 1px solid var(--gray-100); }
.offer-card__label { display: block; font-size: 9px; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.6px; font-weight: 600; margin-bottom: 3px; }
.offer-card__cell strong { font-size: 13px; color: var(--text); display: block; }
.offer-card__tae { color: var(--success) !important; font-weight: 800 !important; }

.offer-card__highlights { display: flex; flex-wrap: wrap; gap: 5px; margin-bottom: 12px; }
.offer-card__pill {
    display: inline-flex;
    align-items: center;
    gap: 3px;
    padding: 3px 9px;
    background: linear-gradient(135deg, var(--accent-pale), rgba(0,182,122,0.05));
    border: 1px solid var(--gray-100);
    border-radius: var(--radius-full);
    font-size: 11px;
    font-weight: 600;
    color: var(--primary);
}

.offer-card__cta { padding: 0 16px 14px; }
.offer-card__cta .btn { font-size: 14px; padding: 12px 20px; }

.offer-card__disclaimer { font-size: 9px; color: var(--gray-400); line-height: 1.4; padding: 0 16px 12px; text-align: center; }

.offers__footer { padding: 14px 20px 20px; text-align: center; border-top: 1px solid var(--gray-100); background: var(--gray-50); }
.offers__footer p { font-size: 12px; color: var(--gray-400); margin-bottom: 10px; line-height: 1.5; }

/* ============================================
   OFFER TABLE - Premium Cards (In-page)
   ============================================ */
.offer-table { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; margin: 32px 0; }

.offer-table__card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-sm);
    transition: all var(--duration) var(--ease);
    display: flex;
    flex-direction: column;
    position: relative;
}
.offer-table__card:hover {
    border-color: var(--secondary-light);
    box-shadow: 0 8px 30px rgba(0,182,122,0.12), var(--shadow-md);
    transform: translateY(-6px);
}

.offer-table__header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 20px;
    background: linear-gradient(160deg, var(--white) 0%, var(--accent-pale) 100%);
    border-bottom: 2px solid var(--gray-100);
    gap: 10px;
}
.offer-table__brand { display: flex; align-items: center; gap: 10px; min-width: 0; }
.offer-table__logo { height: 30px; max-width: 110px; object-fit: contain; }
.offer-table__name { font-size: 16px; font-weight: 700; color: var(--primary); }
/* Hide name when logo loads, show as fallback */
.offer-table__logo + .offer-table__name { position: absolute; opacity: 0; pointer-events: none; }
.offer-card__logo + .offer-card__name { position: absolute; opacity: 0; pointer-events: none; }
.offer-table__badge {
    padding: 5px 12px;
    background: var(--accent-pale);
    color: var(--accent);
    border-radius: var(--radius-full);
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 0;
    border: 1px solid rgba(74,158,255,0.12);
    white-space: nowrap;
}
.offer-table__badge--green { background: rgba(0,182,122,0.08); color: var(--secondary-dark); border-color: rgba(0,182,122,0.12); }
.offer-table__badge--orange { background: #FFF8F0; color: #D84315; border-color: rgba(216,67,21,0.1); }

.offer-table__body { padding: 16px 20px; flex: 1; }
.offer-table__detail {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 9px 0;
    border-bottom: 1px solid var(--gray-100);
    font-size: 13px;
}
.offer-table__detail:last-child { border-bottom: none; }
.offer-table__detail span { color: var(--text-light); font-weight: 500; }
.offer-table__detail strong { color: var(--text); font-size: 14px; }
.offer-table__detail--full {
    flex-direction: column;
    align-items: flex-start;
    gap: 3px;
    padding: 12px 0;
    border-bottom: none;
}
.offer-table__detail--full span { font-size: 10px; text-transform: uppercase; letter-spacing: 0.5px; }
.offer-table__detail--full strong { color: var(--primary); font-size: 13px; line-height: 1.5; }
.offer-table__tae { color: var(--success) !important; font-weight: 800 !important; font-size: 15px !important; }

.offer-table__usp { font-size: 13px; color: var(--text-light); line-height: 1.55; padding: 0 20px 14px; margin: 0; }

.offer-table__cta { padding: 0 20px 16px; }
.offer-table__card .btn {
    width: 100%;
    padding: 16px 24px;
    font-size: 17px;
    box-shadow: 0 4px 12px rgba(0,182,122,0.2);
    border-radius: var(--radius-sm);
}
.offer-table__card:hover .btn { box-shadow: 0 6px 20px rgba(0,182,122,0.3); }

.offer-table__note {
    font-size: 9px;
    color: var(--gray-400);
    line-height: 1.5;
    padding: 8px 20px 14px;
    text-align: center;
    border-top: none;
    margin-top: 0;
}

/* --- Responsive --- */
@media (max-width: 768px) {
    .offer-table { grid-template-columns: 1fr; gap: 14px; }
    .offer-card__grid { grid-template-columns: repeat(2, 1fr); }
    .offer-card__head { flex-wrap: wrap; gap: 8px; }
    .offer-card__highlights { gap: 4px; }
    .offer-card__pill { font-size: 10px; padding: 3px 7px; }
    .offer-table__card:hover { transform: translateY(-3px); }
}
@media (max-width: 480px) {
    .offer-card__grid { grid-template-columns: 1fr 1fr; }
    .offer-table__header { flex-direction: column; align-items: flex-start; gap: 8px; }
    .offer-table__detail--full { margin: 4px -16px 0; padding-left: 16px; padding-right: 16px; }
}

/* ============================================
   COOKIE BANNER
   ============================================ */
.cookie-banner { display: none; position: fixed; bottom: 0; left: 0; right: 0; z-index: 10000; background: var(--primary-dark); color: var(--white); padding: 18px 0; box-shadow: 0 -4px 24px rgba(0,0,0,0.2); }
.cookie-banner.active { display: block; }
.cookie-banner__content { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.cookie-banner__content p { font-size: 13px; line-height: 1.6; color: rgba(255,255,255,0.75); flex: 1; }
.cookie-banner__content a { color: var(--accent-light); text-decoration: underline; }
.cookie-banner__actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ============================================
   LEGAL PAGES
   ============================================ */
.legal-content { padding: 40px 0 80px; background: var(--white); }
.legal-content .content-block h1 { font-size: 32px; color: var(--primary); margin-bottom: 8px; }
.legal-content .content-block .legal-updated { font-size: 13px; color: var(--text-light); margin-bottom: 32px; }

/* ============================================
   REVIEWS / OPINIONES
   ============================================ */
.reviews-summary { text-align: center; padding: 32px; background: linear-gradient(135deg, var(--gray-50), var(--accent-pale)); border-radius: var(--radius-lg); margin-bottom: 28px; border: 1px solid var(--gray-100); }
.reviews-summary__score { font-size: 64px; font-weight: 900; color: var(--primary); line-height: 1; }
.reviews-summary__stars { font-size: 28px; color: var(--warning); letter-spacing: 4px; margin: 10px 0; }
.reviews-summary__count { font-size: 16px; color: var(--text-light); }

.reviews-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 32px 0 40px; }
.reviews-stat { text-align: center; padding: 24px; background: var(--white); border-radius: var(--radius-md); border: 1px solid var(--gray-100); box-shadow: var(--shadow-xs); transition: all var(--duration); }
.reviews-stat:hover { box-shadow: var(--shadow-sm); transform: translateY(-2px); }
.reviews-stat__number { font-size: 36px; font-weight: 900; color: var(--primary); }
.reviews-stat__label { font-size: 14px; color: var(--text-light); margin-top: 4px; }

/* ============================================
   COMPARATOR
   ============================================ */
.comparator-filters { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 24px; padding: 20px 24px; background: var(--gray-50); border-radius: var(--radius-md); border: 1px solid var(--gray-100); }
.comparator-filters select, .comparator-filters input[type="number"] {
    padding: 10px 14px;
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 14px;
    color: var(--text);
    background: var(--white);
    min-width: 180px;
    transition: border-color var(--duration);
}
.comparator-filters select:focus, .comparator-filters input[type="number"]:focus { outline: none; border-color: var(--accent); }

.lender-card {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr 0.8fr 0.8fr 1fr 130px;
    gap: 16px;
    align-items: center;
    padding: 22px 28px;
    background: var(--white);
    border: 1px solid var(--gray-100);
    border-radius: var(--radius-md);
    margin-bottom: 12px;
    transition: all var(--duration) var(--ease);
    box-shadow: var(--shadow-xs);
}
.lender-card:hover { border-color: var(--accent); box-shadow: var(--shadow-md); transform: translateY(-2px); }
.lender-card__name { font-size: 18px; font-weight: 700; color: var(--primary); }
.lender-card__name img { height: 28px; margin-bottom: 4px; }
.lender-card__type { font-size: 12px; color: var(--text-light); }
.lender-card__label { font-size: 11px; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.5px; font-weight: 600; }
.lender-card__value { font-size: 16px; font-weight: 700; color: var(--text); }
.lender-card__value--highlight { color: var(--success); }
.lender-card__features { display: flex; flex-direction: column; gap: 4px; }
.lender-card__feature { font-size: 12px; color: var(--success); display: flex; align-items: center; gap: 5px; font-weight: 500; }

/* ============================================
   CALCULATOR
   ============================================ */
.calculator-section { padding: 40px 0 80px; }
.calculator-box { background: var(--white); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); overflow: hidden; max-width: 700px; margin: 0 auto 28px; border: 1px solid var(--gray-100); }
.calculator-box .simulator__header { padding: 22px 32px; }
.calculator-box .simulator__body { padding: 32px; }

.amortization-table { width: 100%; border-collapse: collapse; margin: 28px 0; font-size: 14px; border-radius: var(--radius-md); overflow: hidden; box-shadow: var(--shadow-sm); }
.amortization-table thead { background: linear-gradient(135deg, var(--primary), var(--primary-dark)); color: var(--white); }
.amortization-table th { padding: 14px 16px; text-align: left; font-weight: 600; font-size: 13px; }
.amortization-table td { padding: 12px 16px; border-bottom: 1px solid var(--gray-100); }
.amortization-table tbody tr:hover { background: var(--accent-pale); }
.amortization-table tfoot { background: var(--gray-50); font-weight: 700; }

/* ============================================
   VISUAL ENHANCEMENTS - Premium Design
   ============================================ */

/* --- Section Dividers --- */
.steps, .benefits, .product-hub, .testimonials, .blog-preview, .faq, .content-section {
    position: relative;
}

/* --- Product Cards Premium --- */
.product-card {
    box-shadow: var(--shadow-sm);
    background: linear-gradient(160deg, var(--white) 0%, var(--gray-50) 100%);
}
.product-card__icon {
    background: var(--accent-pale);
    padding: 12px;
    border-radius: var(--radius-sm);
    display: inline-flex;
    width: fit-content;
}
.product-card--featured {
    box-shadow: 0 4px 20px rgba(0,182,122,0.12);
    border: 2px solid var(--secondary-light);
    background: linear-gradient(160deg, rgba(0,182,122,0.03) 0%, var(--white) 100%);
}
.product-card__badge {
    animation: badgePulse 3s ease-in-out infinite;
}
@keyframes badgePulse {
    0%, 100% { box-shadow: 0 2px 8px rgba(0,182,122,0.3); }
    50% { box-shadow: 0 4px 16px rgba(0,182,122,0.5); }
}

/* --- Comparison Table Premium --- */
.comparison-table {
    box-shadow: var(--shadow-md);
    border: none;
    overflow: hidden;
}
.comparison-table__row {
    border-bottom: 1px solid var(--gray-100);
}
.comparison-table__row:nth-child(even) {
    background: var(--gray-50);
}
.comparison-table__row:hover {
    background: var(--accent-pale);
    border-color: var(--accent-light);
}
.comparison-table__tae {
    background: rgba(0,182,122,0.08);
    padding: 4px 10px;
    border-radius: var(--radius-xs);
    display: inline-block;
}
.comparison-table__entity img {
    height: 22px;
    margin-bottom: 2px;
    display: block;
}
.comparison-table__note {
    background: var(--accent-pale);
    padding: 14px 18px;
    border-left: 4px solid var(--accent);
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    margin-top: 12px;
}

/* --- Testimonials Premium --- */
.testimonial {
    border-left: 4px solid var(--accent);
    background: linear-gradient(160deg, var(--white) 0%, var(--gray-50) 100%);
}
.testimonial:nth-child(2) { border-left-color: var(--secondary); }
.testimonial:nth-child(3) { border-left-color: var(--primary-light); }
.testimonial:nth-child(4) { border-left-color: var(--warning); }
.testimonial__text::before {
    content: '"';
    font-size: 48px;
    font-weight: 900;
    color: var(--accent-light);
    line-height: 0;
    position: relative;
    top: 16px;
    margin-right: 4px;
    opacity: 0.5;
}

/* --- Steps Premium --- */
.step {
    border-left: 3px solid var(--gray-200);
    text-align: left;
}
.step:nth-child(1) { border-left-color: var(--accent); }
.step:nth-child(2) { border-left-color: var(--secondary); }
.step:nth-child(3) { border-left-color: var(--primary-light); }
.step:nth-child(4) { border-left-color: var(--warning); }
.step__icon {
    background: var(--accent-pale);
    width: 52px;
    height: 52px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-sm);
    margin-bottom: 14px;
}
.step__number {
    color: var(--gray-100);
    font-size: 48px;
}

/* --- Pros/Cons (Ventajas/Desventajas) --- */
.pros-cons { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; margin: 24px 0; }
.pros-cons__card {
    background: var(--white);
    border-radius: var(--radius-md);
    padding: 24px;
    border: 1px solid var(--gray-100);
    box-shadow: var(--shadow-xs);
}
.pros-cons__card--pro { border-top: 3px solid var(--success); }
.pros-cons__card--con { border-top: 3px solid var(--warning); }
.pros-cons__icon { font-size: 28px; margin-bottom: 12px; }
.pros-cons__card h3 { font-size: 17px; font-weight: 700; margin-bottom: 14px; }
.pros-cons__card--pro h3 { color: var(--success); }
.pros-cons__card--con h3 { color: var(--warning); }
.pros-cons__card ul { list-style: none; padding: 0; margin: 0; }
.pros-cons__card li { padding: 8px 0; border-bottom: 1px solid var(--gray-100); font-size: 14px; line-height: 1.6; color: var(--text); }
.pros-cons__card li:last-child { border-bottom: none; }
.pros-cons__card--pro li::before { content: '✓ '; color: var(--success); font-weight: 700; }
.pros-cons__card--con li::before { content: '✗ '; color: var(--warning); font-weight: 700; }
.pros-cons__card li strong { color: var(--primary); }
@media (max-width: 768px) { .pros-cons { grid-template-columns: 1fr; } }

/* --- Benefits Premium --- */
.benefit {
    border-top: 3px solid transparent;
}
.benefit:nth-child(1) { border-top-color: var(--accent); }
.benefit:nth-child(2) { border-top-color: var(--secondary); }
.benefit:nth-child(3) { border-top-color: var(--primary-light); }
.benefit:nth-child(4) { border-top-color: var(--warning); }
.benefit:nth-child(5) { border-top-color: var(--info); }
.benefit:nth-child(6) { border-top-color: var(--success); }
.benefit__icon {
    background: var(--accent-pale);
    width: 50px;
    height: 50px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-sm);
    margin-bottom: 14px;
}

/* --- Blog Cards Premium --- */
.blog-card {
    border-top: 3px solid var(--primary);
    position: relative;
    overflow: hidden;
}
.blog-card::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--secondary), var(--accent));
    transform: scaleX(0);
    transition: transform var(--duration) var(--ease);
    transform-origin: left;
}
.blog-card:hover::after { transform: scaleX(1); }
.blog-card:hover { border-top-color: var(--accent); }

/* --- Lender Cards Premium (Comparador) --- */
.lender-card {
    border-left: 4px solid var(--gray-200);
    transition: all var(--duration) var(--ease);
}
.lender-card:hover {
    border-left-color: var(--secondary);
}
.lender-card__name img {
    height: 26px;
    filter: grayscale(0%);
    transition: filter var(--duration);
}
.lender-card__value--highlight {
    background: rgba(0,182,122,0.08);
    padding: 2px 8px;
    border-radius: var(--radius-xs);
    display: inline-block;
}
.lender-card__feature {
    padding: 3px 8px;
    border-radius: var(--radius-xs);
    background: rgba(0,182,122,0.06);
}

/* --- Reviews Page Premium --- */
.reviews-summary {
    position: relative;
    overflow: hidden;
}
.reviews-summary::before {
    content: '★';
    position: absolute;
    top: -20px;
    right: -10px;
    font-size: 120px;
    color: var(--warning);
    opacity: 0.06;
    pointer-events: none;
}
.reviews-stat {
    border-top: 3px solid var(--accent);
    transition: all var(--duration);
}
.reviews-stat:nth-child(2) { border-top-color: var(--secondary); }
.reviews-stat:nth-child(3) { border-top-color: var(--warning); }

/* --- Content Block Enhancements --- */
.content-block h2 {
    padding-bottom: 12px;
    border-bottom: 3px solid var(--accent-pale);
    margin-bottom: 16px;
}
.content-block h3 {
    padding-left: 14px;
    border-left: 4px solid var(--secondary);
}
.content-block ul {
    list-style: none;
    padding-left: 0;
}
.content-block ul li {
    padding-left: 24px;
    position: relative;
}
.content-block ul li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: var(--secondary);
    font-weight: 700;
}
.content-block ol li {
    padding-left: 8px;
}
.content-block ol li::marker {
    color: var(--secondary);
    font-weight: 800;
}

/* --- Info Box Enhancements --- */
.info-box {
    position: relative;
    padding-left: 48px;
}
.info-box--tip::before { content: '💡'; position: absolute; left: 16px; top: 20px; font-size: 20px; }
.info-box--warning::before { content: '⚠️'; position: absolute; left: 16px; top: 20px; font-size: 20px; }
.info-box--info::before { content: 'ℹ️'; position: absolute; left: 16px; top: 20px; font-size: 20px; }

/* --- FAQ Premium --- */
.faq__item {
    border-left: 3px solid transparent;
}
.faq__item.active {
    border-left-color: var(--secondary);
    background: linear-gradient(135deg, var(--white) 0%, rgba(0,182,122,0.02) 100%);
}
.faq__item:hover {
    border-left-color: var(--accent-light);
}

/* --- CTA Section Premium --- */
.cta-section {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 60%, #0a1830 100%);
}
.cta-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: 50%;
    transform: translateX(-50%);
    width: 600px;
    height: 300px;
    background: radial-gradient(ellipse, rgba(0,182,122,0.08) 0%, transparent 70%);
    pointer-events: none;
}

/* --- Partners Premium --- */
.partner-logo {
    padding: 8px 16px;
    border: 1px solid var(--gray-100);
    border-radius: var(--radius-sm);
    background: var(--white);
    transition: all var(--duration);
}
.partner-logo:hover {
    border-color: var(--accent-light);
    box-shadow: var(--shadow-sm);
}

/* --- Article Page Premium --- */
.article-author {
    background: linear-gradient(135deg, var(--gray-50) 0%, var(--accent-pale) 100%);
    border-left: 4px solid var(--accent);
}
.related-articles__list li {
    transition: all var(--duration);
    padding-left: 12px;
}
.related-articles__list li:hover {
    padding-left: 18px;
    background: var(--gray-50);
    border-radius: var(--radius-xs);
}

/* --- Offer Cards Premium --- */
.offer-card {
    border-left: 4px solid var(--gray-200);
}
.offer-card:nth-child(1) { border-left-color: var(--secondary); }
.offer-card:nth-child(2) { border-left-color: var(--accent); }
.offer-card:nth-child(3) { border-left-color: var(--primary-light); }
.offer-card:nth-child(4) { border-left-color: var(--warning); }
.offer-card:hover { border-left-width: 6px; }

/* --- Trust Badges Premium --- */
.trust-badge {
    background: linear-gradient(135deg, var(--white) 0%, var(--gray-50) 100%);
}

/* --- Hero Stats Counter Animation --- */
.stat__number {
    background: linear-gradient(135deg, var(--primary) 0%, var(--accent) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* --- Footer Premium --- */
.footer__links a {
    position: relative;
}
.footer__links a::before {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 1px;
    background: var(--secondary);
    transition: width var(--duration);
}
.footer__links a:hover::before { width: 100%; }

/* --- Simulator Premium --- */
.simulator {
    border-top: 4px solid var(--secondary);
}

/* --- Cookie Banner Premium --- */
.cookie-banner {
    background: linear-gradient(135deg, var(--primary-dark) 0%, #061a24 100%);
    border-top: 2px solid var(--secondary);
}

/* ============================================
   ANIMATIONS
   ============================================ */
.fade-in { opacity: 0; transform: translateY(16px); transition: opacity 0.5s var(--ease), transform 0.5s var(--ease); }
.fade-in.visible { opacity: 1; transform: translateY(0); }

/* Stagger effect */
.fade-in:nth-child(2) { transition-delay: 0.06s; }
.fade-in:nth-child(3) { transition-delay: 0.12s; }
.fade-in:nth-child(4) { transition-delay: 0.18s; }
.fade-in:nth-child(5) { transition-delay: 0.24s; }
.fade-in:nth-child(6) { transition-delay: 0.30s; }

/* ============================================
   RESPONSIVE - TABLET (1024px)
   ============================================ */
@media (max-width: 1024px) {
    .container { padding: 0 20px; }
    .hero > .container { grid-template-columns: 1fr; gap: 36px; }
    .hero__content { text-align: center; }
    .hero__subtitle { margin: 0 auto 28px; max-width: 100%; }
    .hero__trust { justify-content: center; }
    .hero__stats { justify-content: center; }
    .hero__title { font-size: 38px; }
    .steps__grid { grid-template-columns: repeat(2, 1fr); }
    .benefits__grid { grid-template-columns: repeat(2, 1fr); }
    .product-hub__grid { grid-template-columns: repeat(2, 1fr); }
    .blog-preview__grid { grid-template-columns: repeat(2, 1fr); }
    .testimonials__grid { grid-template-columns: repeat(2, 1fr); }
    .footer__grid { grid-template-columns: 1fr 1fr; gap: 28px; }
    .comparison-table__header, .comparison-table__row { grid-template-columns: 1.2fr 1fr 0.8fr 0.8fr 100px; font-size: 13px; }
    .lender-card { grid-template-columns: 1fr 1fr; gap: 12px; }
    .simulator { max-width: 480px; margin: 0 auto; }

    /* ========== MOBILE NAV (simple flat list) ========== */
    .header__cta { display: none !important; }
    .header__menu { display: flex !important; }
    .header__inner { height: 56px; position: relative; }

    /* Hide desktop items, show mobile items */
    .nav-desktop { display: none !important; }
    .nav-mobile { display: block !important; }

    .header__nav {
        position: absolute !important;
        top: 56px !important;
        left: 0 !important;
        right: 0 !important;
        max-height: 80vh;
        overflow-y: auto;
        background: #ffffff !important;
        flex-direction: column !important;
        padding: 0 !important;
        gap: 0 !important;
        border-top: 1px solid #ddd;
        box-shadow: 0 10px 40px rgba(0,0,0,0.15);
        display: none !important;
    }
    .header__nav.active {
        display: flex !important;
    }

    .header__nav.active {
        align-items: stretch !important;
    }
    .header__nav > a.nav-mobile {
        display: block !important;
        padding: 14px 24px !important;
        font-size: 15px !important;
        font-weight: 600 !important;
        color: #1A1D2E !important;
        border-bottom: 1px solid #f0f0f0 !important;
        background: #fff !important;
        border-radius: 0 !important;
        text-decoration: none !important;
        text-align: left !important;
        width: 100% !important;
        box-sizing: border-box !important;
    }
    .header__nav > a.nav-mobile:active {
        background: #f5f5f5 !important;
    }
}

/* ============================================
   RESPONSIVE - MOBILE (768px)
   ============================================ */
@media (max-width: 768px) {
    /* Header already handled in 1024px breakpoint */
    .logo-text { font-size: 20px; }
    .logo-svg { width: 28px; height: 28px; }

    /* --- Hero Mobile --- */
    .hero { padding: 80px 0 40px; }
    .hero__title { font-size: 26px; line-height: 1.2; }
    .hero__subtitle { font-size: 15px; line-height: 1.65; margin-bottom: 24px; }
    .hero__badge { font-size: 11px; padding: 6px 14px; margin-bottom: 16px; }
    .hero__stats { flex-direction: row; gap: 20px; flex-wrap: wrap; justify-content: center; }
    .stat__number { font-size: 22px; }
    .stat__label { font-size: 11px; }
    .hero__trust { gap: 8px; }
    .trust-badge { padding: 6px 12px; font-size: 12px; }
    .trust-badge__icon { font-size: 13px; }

    /* --- Simulator Mobile --- */
    .simulator { max-width: 100%; border-radius: var(--radius-md); }
    .simulator__header { padding: 16px 18px; }
    .simulator__header h2 { font-size: 16px; }
    .simulator__body { padding: 18px; }
    .slider-group { margin-bottom: 18px; }
    .slider-group__header { margin-bottom: 8px; }
    .slider-group__value { font-size: 22px; }
    .slider-group__header label { font-size: 11px; }
    .slider { height: 8px; }
    .slider::-webkit-slider-thumb { width: 28px; height: 28px; }
    .slider::-moz-range-thumb { width: 28px; height: 28px; }
    .simulator__result { padding: 14px 16px; }
    .result-row { font-size: 13px; padding: 4px 0; }
    .result-highlight { font-size: 20px !important; }

    /* --- Section Headers --- */
    .section-header { margin-bottom: 36px; }
    .section-title { font-size: 22px; }
    .section-subtitle { font-size: 15px; }

    /* --- Grids → Single Column --- */
    .steps__grid { grid-template-columns: 1fr; gap: 12px; }
    .benefits__grid { grid-template-columns: 1fr; }
    .product-hub__grid { grid-template-columns: 1fr; }
    .testimonials__grid { grid-template-columns: 1fr; }
    .blog-preview__grid { grid-template-columns: 1fr; }
    .reviews-stats { grid-template-columns: repeat(3, 1fr); gap: 8px; }

    /* --- Steps / Benefits / Cards --- */
    .step { padding: 20px 16px; }
    .step__icon { font-size: 28px; margin-bottom: 10px; }
    .step__number { font-size: 36px; top: 8px; right: 12px; }
    .step h3 { font-size: 15px; }
    .step p { font-size: 13px; }
    .benefit { padding: 22px 18px; }
    .benefit__icon { font-size: 28px; margin-bottom: 12px; }
    .benefit h3 { font-size: 15px; }
    .benefit p { font-size: 13px; }
    .product-card { padding: 20px 18px; }
    .product-card__icon { font-size: 28px; margin-bottom: 10px; }
    .product-card h3 { font-size: 15px; }
    .product-card p { font-size: 13px; }

    /* --- Comparison Table → Card Layout --- */
    .comparison-table { border: none; box-shadow: none; }
    .comparison-table__header { display: none; }
    .comparison-table__row {
        display: flex;
        flex-direction: column;
        gap: 6px;
        padding: 16px;
        margin-bottom: 10px;
        border: 1px solid var(--gray-200);
        border-radius: var(--radius-md);
        box-shadow: var(--shadow-xs);
    }
    .comparison-table__row .btn { width: 100%; margin-top: 8px; }
    .comparison-table__entity { font-size: 16px !important; }

    /* --- Lender Cards → Stack --- */
    .lender-card { grid-template-columns: 1fr; text-align: left; padding: 16px; gap: 8px; }
    .lender-card__name { font-size: 16px; }
    .comparator-filters { flex-direction: column; padding: 16px; gap: 10px; }
    .comparator-filters select, .comparator-filters input[type="number"] { min-width: 100%; }

    /* --- Testimonials --- */
    .testimonial { padding: 20px 16px; }
    .testimonial__text { font-size: 14px; }
    .testimonial__avatar { width: 40px; height: 40px; font-size: 13px; }

    /* --- Blog Cards --- */
    .blog-card { padding: 20px 18px; }
    .blog-card h3 { font-size: 15px; }

    /* --- Content Sections --- */
    .content-section { padding: 40px 0; }
    .content-block h2 { font-size: 22px; }
    .content-block h3 { font-size: 18px; margin-top: 28px; }
    .content-block p { font-size: 15px; line-height: 1.75; }

    /* --- CTA Section --- */
    .cta-section { padding: 40px 0; }
    .cta-box h2 { font-size: 22px; }
    .cta-box p { font-size: 15px; margin-bottom: 24px; }
    .cta-box__trust { flex-direction: column; gap: 6px; }

    /* --- FAQ --- */
    .faq { padding: 40px 0; }
    .faq__question { padding: 16px 18px; font-size: 14px; }
    .faq__toggle { width: 24px; height: 24px; font-size: 16px; }
    .faq__answer p { padding: 0 18px 16px; font-size: 14px; }

    /* --- Footer --- */
    .footer { padding: 40px 0 0; }
    .footer__grid { grid-template-columns: 1fr; gap: 24px; }
    .footer__brand p { font-size: 13px; }
    .footer__links h4 { margin-bottom: 12px; font-size: 12px; }
    .footer__links a { font-size: 13px; margin-bottom: 8px; }
    .footer__disclaimer p { font-size: 10px; }
    .footer__bottom { padding: 24px 0; }
    .footer__legal-links { gap: 16px; }

    /* --- Modals Mobile --- */
    .modal { padding: 10px; align-items: center; }
    .modal__content {
        margin: 0;
        max-height: 90vh;
        border-radius: var(--radius-lg);
        animation: modalIn 0.3s var(--ease);
    }
    @keyframes modalSlideUp {
        from { transform: translateY(100%); }
        to { transform: translateY(0); }
    }
    .modal__close { top: 12px; right: 12px; width: 32px; height: 32px; font-size: 18px; }

    /* --- Form Modal Mobile --- */
    .modal__content--form { max-width: 100%; }
    .form-modal__header { padding: 24px 20px 16px; }
    .form-modal__header h2 { font-size: 20px; }
    .form-modal__header p { font-size: 13px; }
    .form-modal__icon svg { width: 32px; height: 32px; }
    .form { padding: 16px 20px 24px; }
    .form__group { margin-bottom: 16px; }
    .form__group label { font-size: 13px; margin-bottom: 5px; }
    .form__input-wrap input { padding: 12px 14px 12px 38px; font-size: 16px; }
    .form__input-icon { left: 12px; }
    .form__input-icon svg { width: 16px; height: 16px; }
    .form__prefix-inline { left: 38px; font-size: 14px; }
    .form__input--with-prefix { padding-left: 72px !important; }
    .form__checkbox label { font-size: 12px; }
    .form__trust-row { gap: 12px; }
    .form__trust-row span { font-size: 11px; }
    .btn--lg { padding: 16px 32px; font-size: 16px; }

    /* --- Loading Modal Mobile --- */
    .modal__content--loading { padding: 36px 24px; }
    .loading__pulse { width: 50px; height: 50px; margin-bottom: 16px; }
    .loading__pulse::after { width: 22px; height: 22px; top: 14px; left: 14px; }
    .loading__title { font-size: 18px; }
    .loading__subtitle { font-size: 14px; margin-bottom: 16px; }
    .loading__step { font-size: 14px; padding: 8px 0; }

    /* --- Offers Modal Mobile (4 cards) --- */
    .modal__content--offers { max-width: 100%; }
    .offers__header { padding: 24px 20px 0; }
    .offers__header h2 { font-size: 18px; }
    .offers__subtitle { font-size: 13px; }
    .offers__badge { font-size: 12px; padding: 5px 14px; }
    .offers__list { padding: 16px; gap: 12px; }
    .offer-card { padding: 16px; }
    .offer-card__logo { height: 24px; }
    .offer-card__tag { font-size: 10px; padding: 3px 8px; }
    .offer-card__info { grid-template-columns: 1fr 1fr; gap: 6px; }
    .offer-card__row { padding: 5px 8px; font-size: 12px; }
    .offer-card__row strong { font-size: 12px; }
    .offer-card__usp { font-size: 12px; margin-bottom: 12px; }
    .offer-card__disclaimer { font-size: 9px; }
    .offer-card .btn { padding: 12px 20px; font-size: 14px; }
    .offers__footer { padding: 14px 16px 20px; }

    /* --- Cookie Banner Mobile --- */
    .cookie-banner__content { flex-direction: column; text-align: center; gap: 14px; padding: 0 16px; }
    .cookie-banner__content p { font-size: 12px; }
    .cookie-banner__actions { width: 100%; }
    .cookie-banner__actions .btn { flex: 1; }

    /* --- Breadcrumb --- */
    .breadcrumb { padding: 64px 0 0; }
    .breadcrumb__list { font-size: 12px; padding: 10px 0; }

    /* --- Reviews --- */
    .reviews-summary { padding: 28px 20px; }
    .reviews-summary__score { font-size: 48px; }
    .reviews-summary__stars { font-size: 22px; }
    .reviews-stat { padding: 16px 12px; }
    .reviews-stat__number { font-size: 24px; }
    .reviews-stat__label { font-size: 11px; }

    /* --- Article --- */
    .article-meta { flex-direction: column; align-items: flex-start; gap: 6px; padding-bottom: 14px; }
    .article-author { padding: 20px 16px; }
    .article-author__avatar { width: 48px; height: 48px; font-size: 18px; }

    /* --- Calculator --- */
    .calculator-box .simulator__header { padding: 16px 18px; }
    .calculator-box .simulator__body { padding: 18px; }
    .amortization-table { font-size: 11px; }
    .amortization-table th { padding: 10px 8px; font-size: 10px; }
    .amortization-table td { padding: 8px; }

    /* --- Partners --- */
    .partners { padding: 28px 0; }
    .partners__logos { gap: 16px; }
    .partner-logo { font-size: 13px; }

    /* --- Sections Padding --- */
    .steps, .benefits, .product-hub, .testimonials, .blog-preview { padding: 40px 0; }

    /* --- Legal --- */
    .legal-content .content-block h1 { font-size: 24px; }
}

/* ============================================
   RESPONSIVE - SMALL MOBILE (480px)
   ============================================ */
@media (max-width: 480px) {
    .container { padding: 0 14px; }
    .hero { padding: 68px 0 28px; }
    .hero__title { font-size: 22px; word-break: break-word; }
    .hero__subtitle { font-size: 14px; }
    .hero__badge { font-size: 10px; padding: 5px 12px; }
    .hero__stats { gap: 12px; }
    .stat__number { font-size: 18px; }
    .stat__label { font-size: 10px; }
    .hero__trust { display: grid; grid-template-columns: 1fr 1fr; gap: 6px; margin-bottom: 20px; }
    .trust-badge { font-size: 11px; padding: 6px 10px; justify-content: center; }
    .hero__stats { gap: 16px; margin-bottom: 12px; }
    .stat { padding: 8px 12px; background: rgba(255,255,255,0.6); border-radius: var(--radius-sm); }
    .hero__subtitle { margin-bottom: 16px; }

    .simulator { border-radius: var(--radius-sm); }
    .simulator__body { padding: 14px; }
    .slider-group__value { font-size: 20px; }
    .slider-group__header label { font-size: 10px; }
    .simulator__header { padding: 12px 14px; }
    .simulator__header h2 { font-size: 14px; }
    .simulator__result { padding: 12px 14px; }
    .result-row { font-size: 12px; }
    .result-highlight { font-size: 18px !important; }

    .section-title { font-size: 20px; word-break: break-word; }
    .section-subtitle { font-size: 14px; }
    .section-header { margin-bottom: 28px; }

    /* Offer table cards */
    .offer-table { grid-template-columns: 1fr; gap: 12px; margin: 20px 0; }
    .offer-table__header { padding: 14px; flex-direction: row; flex-wrap: wrap; gap: 8px; }
    .offer-table__logo { height: 24px; }
    .offer-table__badge { font-size: 9px; padding: 3px 8px; }
    .offer-table__body { padding: 12px 14px; }
    .offer-table__detail { font-size: 12px; padding: 7px 0; }
    .offer-table__detail strong { font-size: 13px; }
    .offer-table__cta { padding: 0 14px 12px; }
    .offer-table__card .btn { padding: 14px 16px; font-size: 15px; }
    .offer-table__note { padding: 6px 14px 12px; font-size: 8px; }
    .offer-table__detail--full { margin: 4px -14px 0; padding: 10px 14px; }
    .offer-table__detail--full strong { font-size: 12px; }

    /* Offer cards (modal) */
    .offer-card__grid { grid-template-columns: 1fr 1fr; gap: 4px; }
    .offer-card__cell { padding: 5px 8px; }
    .offer-card__label { font-size: 8px; }
    .offer-card__cell strong { font-size: 12px; }
    .offer-card__head { padding: 12px 14px; }
    .offer-card__logo { height: 20px; }
    .offer-card__tag { font-size: 9px; }
    .offer-card__highlights { gap: 3px; }
    .offer-card__pill { font-size: 9px; padding: 2px 6px; }
    .offers__list { padding: 0 12px 12px; gap: 8px; }
    .offers__header { padding: 20px 16px 12px; }
    .offers__header h2 { font-size: 16px; }

    /* Product cards */
    .product-card { padding: 18px 16px; }
    .product-card__icon { font-size: 24px; }
    .product-card h3 { font-size: 14px; }
    .product-card p { font-size: 12px; }

    /* Steps */
    .step { padding: 16px 14px; }
    .step__icon { font-size: 24px; width: 44px; height: 44px; }
    .step__number { font-size: 32px; }

    /* Benefits */
    .benefit { padding: 18px 16px; }
    .benefit__icon { width: 42px; height: 42px; font-size: 24px; }

    /* Testimonials */
    .testimonial { padding: 16px 14px; }
    .testimonial__text { font-size: 13px; }
    .testimonial__avatar { width: 36px; height: 36px; font-size: 12px; }

    /* Blog cards */
    .blog-card { padding: 16px 14px; }
    .blog-card h3 { font-size: 14px; }
    .blog-card p { font-size: 12px; }
    .blog-card__tag { font-size: 9px; padding: 3px 8px; }

    /* CTA */
    .cta-section { padding: 36px 0; }
    .cta-box h2 { font-size: 20px; }
    .cta-box p { font-size: 14px; }
    .btn--lg { padding: 14px 28px; font-size: 16px; }

    /* FAQ */
    .faq__question { font-size: 13px; padding: 14px 14px; }
    .faq__toggle { width: 22px; height: 22px; font-size: 14px; }
    .faq__answer p { font-size: 13px; padding: 0 14px 12px; }

    /* Footer */
    .footer { padding: 36px 0 0; }
    .footer__trust { flex-direction: column; gap: 4px; }
    .footer__links h4 { font-size: 11px; margin-bottom: 10px; }
    .footer__links a { font-size: 12px; margin-bottom: 7px; }

    /* Pros/Cons */
    .pros-cons { gap: 12px; }
    .pros-cons__card { padding: 18px 16px; }
    .pros-cons__card h3 { font-size: 15px; }
    .pros-cons__card li { font-size: 13px; }

    /* Content */
    .content-section { padding: 36px 0; }
    .content-block { padding: 0; }
    .content-block h2 { font-size: 20px; }
    .content-block h3 { font-size: 16px; }
    .content-block p { font-size: 14px; }
    .content-block ul, .content-block ol { margin-left: 16px; }
    .content-block li { font-size: 13px; }

    /* Blog article */
    .blog-article__header h1 { font-size: 22px; }
    .blog-article__meta { padding: 12px 14px; font-size: 12px; }

    /* Reviews */
    .reviews-summary { padding: 24px 16px; }
    .reviews-summary__score { font-size: 40px; }
    .reviews-stats { grid-template-columns: 1fr; gap: 8px; }
    .reviews-stat { padding: 14px 12px; }
    .reviews-stat__number { font-size: 22px; }

    /* Partners */
    .partners__logos { gap: 10px; }
    .partner-logo { padding: 10px 14px; }
    .partner-logo__img { height: 24px; }

    /* Modal */
    .modal__content--form { border-radius: var(--radius-md) var(--radius-md) 0 0; }
    .form-modal__header { padding: 20px 16px 12px; }
    .form-modal__header h2 { font-size: 18px; }
    .form { padding: 14px 16px 20px; }

    /* Breadcrumb */
    .breadcrumb__list { font-size: 11px; }

    /* Prevent overflow everywhere */
    .hero::before, .hero::after { display: none; }
    .cta-section::before, .cta-section::after { display: none; }
    table { display: block; overflow-x: auto; }
    pre, code { overflow-x: auto; word-break: break-all; }
}

/* Hero USPs mobile */
@media (max-width: 768px) {
    .hero__usps { grid-template-columns: 1fr; gap: 4px; margin-bottom: 20px; text-align: left; }
    .hero__usp { font-size: 13px; padding: 5px 0; }
}
@media (max-width: 480px) {
    .hero__usps { gap: 2px; margin-bottom: 16px; }
    .hero__usp { font-size: 12px; }
}

/* Testimonials rating mobile */
@media (max-width: 480px) {
    .testimonials__rating { flex-direction: column; gap: 6px; }
    .stars { font-size: 24px; }
    .testimonials__rating span { font-size: 13px; text-align: center; }
}